If you’re looking to put some money back into your wallet, your car insurance bill might be one place to look. We evaluated rates nationwide to find the best cheap car insurance among large companies.
Of the nine major auto insurance providers in our annual study, USAA, Geico, and State Farm consistently have the lowest annual rates for the driver groups we examined. This includes premiums for good drivers as well as for those who may have had a speeding ticket. These insurers also may be money-savers for teenage and senior drivers.
Keep in mind that shopping around and comparing quotes from different insurance companies is the best way to find the cheapest car insurance for you.
Cheap Car Insurance Company for You
Cheapest car insurance by state
State |
Cheapest company |
Average annual rate |
---|---|---|
Alabama |
Geico |
$261 |
Alaska |
Geico |
$274 |
Arizona |
Geico |
$272 |
Arkansas |
Southern Farm Bureau Insurance |
$261 |
California |
Geico |
$374 |
Colorado |
American National |
$192 |
Connecticut |
Geico |
$421 |
Delaware |
Geico |
$568 |
Florida |
Geico |
$704 |
Georgia |
Auto-Owners |
$314 |
Hawaii |
Geico |
$285 |
Idaho |
American National |
$135 |
Illinois |
Pekin |
$234 |
Indiana |
Pekin |
$195 |
Iowa |
Western National |
$164 |
Kansas |
State Farm |
$322 |
Kentucky |
Kentucky Farm Bureau |
$389 |
Louisiana |
Geico |
$443 |
Maine |
Geico |
$176 |
Maryland |
Geico |
$559 |
Massachusetts |
State Farm |
$209 |
Michigan |
Travelers |
$106 |
Minnesota |
North Star |
$259 |
Mississippi |
State Farm |
$337 |
Missouri |
Columbia |
$289 |
Montana |
State Farm |
$213 |
Nebraska |
EMC |
$181 |
Nevada |
Geico |
$329 |
New Hampshire |
MMG |
$209 |
New Jersey |
Amica |
$539 |
New Mexico |
Central Insurance |
$224 |
New York |
Main Street America |
$572 |
North Carolina |
Geico |
$278 |
North Dakota |
Nodak |
$174 |
Ohio |
Erie |
$211 |
Oklahoma |
Geico |
$247 |
Oregon |
State Farm |
$443 |
Pennsylvania |
Geico |
$181 |
Rhode Island |
State Farm |
$310 |
South Carolina |
American National |
$217 |
South Dakota |
Farmers Mutual of Nebraska |
$172 |
Tennessee |
Grange Insurance Company |
$193 |
Texas |
Geio |
$377 |
Utah |
Geico |
$305 |
Vermont |
Union Mutual |
$182 |
Virginia |
Geico |
$305 |
Washington |
Grange Insurance Association |
$327 |
Washington, D.C. |
Geico |
$374 |
West Virginia |
Erie |
$298 |
Wisconsin |
Geico |
$203 |
Wyoming |
Geico |
$170 |